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Terms of Service

Effective Date: May 1, 2026  •  Last Updated: May 1, 2026

These Terms of Service ("Terms") govern your access to and use of the services, website, and reports provided by Franklin Investment Company LLC, operating as Meridian Advisory Group ("Company," "we," or "us"), a Tennessee limited liability company. By placing an order or using our services, you agree to these Terms.

1. Services

Meridian Advisory Group provides independent business due diligence research reports ("Reports") for informational purposes only. Reports are prepared based on documents, data, and access provided by you and from publicly available sources. Our Reports do not constitute investment advice, legal counsel, securities recommendations, or financial planning. All buy/pass recommendations are analytical opinions based on available data at the time of the engagement.

2. No Investment or Legal Advice

Nothing in our Reports or communications constitutes investment advice, legal advice, or a recommendation to buy or sell any security or business interest. Meridian Advisory Group is not a registered investment adviser under federal or state law. You should consult a licensed attorney, financial adviser, or accountant before making any acquisition or investment decision.

3. Disclaimer of Warranties

ALL REPORTS AND SERVICES ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED. TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, THE COMPANY EXPRESSLY DISCLAIMS ALL WARRANTIES, INCLUDING BUT NOT LIMITED TO:

  • Warranties of merchantability, fitness for a particular purpose, or non-infringement;
  • Warranties that Reports are complete, accurate, current, or error-free;
  • Warranties that our services will meet your requirements or produce any particular outcome.

We rely on data and documents provided by you and third parties. We cannot independently audit or guarantee the accuracy of seller-supplied information. Our Reports reflect our best analytical judgment based on available evidence at the time of preparation.

4. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL FRANKLIN INVESTMENT COMPANY LLC, ITS MEMBERS, MANAGERS, EMPLOYEES, OR AGENTS BE LIABLE FOR ANY:

  • Indirect, incidental, special, consequential, or punitive damages;
  • Loss of profits, revenue, data, business, or goodwill;
  • Damages arising from your reliance on any Report or recommendation;
  • Damages arising from third-party data inaccuracies or seller misrepresentations.

IN ANY EVENT, OUR TOTAL AGGREGATE LIABILITY TO YOU FOR ANY CLAIM ARISING OUT OF OR RELATED TO THESE TERMS OR OUR SERVICES SHALL NOT EXCEED THE AMOUNT PAID BY YOU FOR THE SPECIFIC REPORT OR SERVICE GIVING RISE TO THE CLAIM.

5. Refunds

Refunds are available if we have provided inaccurate data in your report. All refund requests are reviewed by our administration team. If your claim is valid and supported by evidence, a refund will be approved and applied. If the claim does not meet our accuracy standards, the refund will be rejected with a written explanation. We stand behind the quality of our work and take every accuracy concern seriously.

To request a refund, contact us at reports@meridianadvisorygroup.net within 30 days of report delivery.

6. Confidentiality

Reports are prepared for the sole use of the ordering client and are confidential. You may not resell, distribute, or publish any Report without our prior written consent. We maintain the confidentiality of all deal-specific information you share with us and do not disclose it to third parties, except as required by law.

7. Acceptable Use

You agree not to use our services or Reports to:

  • Facilitate fraud, market manipulation, or any unlawful purpose;
  • Misrepresent our Reports as independently audited financial statements;
  • Reverse-engineer or resell our proprietary methodologies.

8. Intellectual Property

All Reports, templates, methodologies, and website content are the intellectual property of Franklin Investment Company LLC and are protected by applicable copyright and trade secret law. You receive a limited, non-exclusive license to use your Report for your personal acquisition analysis only.

9. Governing Law and Dispute Resolution

These Terms are governed by and construed in accordance with the laws of the State of Tennessee, without regard to its conflict of law provisions. Any dispute arising out of or related to these Terms or our services shall be subject to the exclusive jurisdiction of the state and federal courts located in Shelby County, Tennessee.

Before initiating any legal proceeding, you agree to contact us in writing at reports@meridianadvisorygroup.net to attempt good-faith resolution.

10. Changes to These Terms

We may update these Terms from time to time. We will post the updated Terms on our website with a revised "Last Updated" date. Continued use of our services after any update constitutes your acceptance of the revised Terms.

11. Contact

Franklin Investment Company LLC d/b/a Meridian Advisory Group
Memphis, Tennessee
Email: reports@meridianadvisorygroup.net

Meridian Advisory Group Independent Due Diligence • Memphis, Tennessee
reports@meridianadvisorygroup.net • Services • Order • Terms of Service • Privacy Policy

All reports are provided for informational purposes only and do not constitute investment, legal, or financial advice. Franklin Investment Company LLC is not a registered investment adviser. © 2026 Meridian Advisory Group. All rights reserved.